Your data is yours.
You own it. You can export it as CSV or PDF in two taps. Cancel, and I delete it — keeping a 90-day “in case you change your mind” copy, then it's gone.
How I handle your data, your books and your customers’ details. Written in English, not legalese — with the long-form documents linked underneath if you want the full version.
The whole approach in four short rules. If anything I do ever feels out of line with these — tell me, and I’ll fix it.
You own it. You can export it as CSV or PDF in two taps. Cancel, and I delete it — keeping a 90-day “in case you change your mind” copy, then it's gone.
Not now. Not later. Not anonymised. Not “aggregated”. Your data is for running your books — not for somebody else's ad targeting.
Everything sits on encrypted UK servers. Support is real humans in real UK time zones — no offshore call centre, no ticket bot.
I never send, file or invoice on my own. Every quote, every chase, every HMRC submission needs your nod. AI helps; it doesn't decide.
AI helps with the boring bits — turning a voice note into a quote, suggesting a category for an expense, drafting a chase email. It never sends, files or invoices on its own.
The public site stays light — only what’s needed to make it work. Analytics, marketing pixels and any other extras are opt-in, explained clearly, and easy to switch back off.
The full list of what I keep on you, why I keep it, and when it goes away. No surprises buried in a 40-page privacy policy.
So I know it's you, and to send you receipts & reminders.
Until you deleteSo I can show them, search them, send them and bill from them.
Until you delete · 6yr if filed to HMRCSo you can email/text them, and I can route invoices & reminders.
Until you delete the customerTo turn into quotes, categorise expenses, and back up your records.
7 days (raw) · summary keptI never hold these. Stripe and your bank do. I only see the last 4 digits.
Held by Stripe, not meTo spot bugs and figure out which features are useful.
30 daysYour data is scrambled while it travels and while I'm holding it — backups too, kept in a separate UK region in case anything goes pop.
Only the engineers who need to access production can — with two-factor sign-in, hardware keys, and an audit log every time they touch a row of data.
I'll tell you within 72 hours — by email, in the app, and on this page. I'll explain what happened, what was affected, and what to do next.
Plain-English summaries above. Full versions here. Pick the one you need.
If something isn’t answered on this page, email me. A real person — not a bot — will reply, usually the same day.
✉ hello@hellokwilo.comReplies within 1 working day · UK office hours